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He finally popped the question, and now it's official; you're engaged. You are completely comfortable with making future plans and experiencing forever with your new fiancé. As you start to make plans and check off each accomplished task on your wedding to-do list, your partner approaches you about signing a prenuptial agreement. Should you be insulted by the suggestion or should it be considered an attempt to protect your assets? - jamana jamison
What is it? Prenuptial agreements are designed to protect the rights of both parties in the case of divorce or death. Although some feel that this agreement is the remedy for post-marital woes, sometimes just the mention of a prenup will end the wedding plans before they begin.
Who needs it? The reality is with so many marriages ending in divorce, you can't afford to ignore the wisdom of securing your assets beforehand. And if you and your partner all of sudden end up in Splitsville, your prenuptial agreement will easily spell out what belongs to whom. Taking the time to discuss finances, joint and separate, is key to understanding both parties' expectations.
Why knot? A lot of people take offense at the mere mention of a prenup because it suggests that the marriage won't survive the test of time. However, if the relationship is everlasting, then the agreement shouldn't be a concern. It's similar to signing a contract with a company when you're hired; it's not to suggest that you aren't capable of doing the job, it just protects the interests of everyone involved.
The bottom line is that if either party is considering a premarital agreement, it needs to be discussed for the sake of your present and future bond. However, if the idea of a prenuptial agreement makes you sick to the point of nausea, then getting married is surely not the cure.
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